In Florida State, car insurance laws are a bit different than rest of the U.S.A. Here in this state , if one have four wheeler vehicle $10,000 of personal injury protection (PIP) insurance and a minimum of $10,000 of property damage liability (PDL) insurance is compulsory for the car owners.PIP insurance covers anyone riding your car whether it is their fault or not in an accident. This is also known as no fault insurance .PDL insurance covers the damage that you or anyone driving your vehicle may cause. The state of Florida does not make compulsory insures your own vehicle but it is always highly recommended.
The laws are a bit made easier in Florida so that companies can sell car insurance at lower premium than national average. However this “no fault insurance” is highly criticized everywhere else as it leads to carelessness while driving and other fraudulent activities.
Top insurance companies in Florida are Safeco Insurance, The General Insurance, Infinity Auto insurance ,Liberty Manual, Geico and State Farm to name a few.
Whenever you are buying car insurance in Florida, you should get quotes from several insurance companies with same coverage to compare and choose the best. Absolutely correct and accurate information should be given to the insurance companies as any incoherency in the information may lead to cancellation. Make sure to ask for various discounts you are eligible for as they make a considerable difference in the premium. You should also keep track of the insurance cover as they usually last for 12 months. An accident occurred after this time is not covered.
Quotes for car insurance in Florida can be obtained online easily by providing some basic information like type of car, usage of car and some other personal information. The quotes available can be compared with each other. Several licensed agents are also available who usually have complete information of amount of coverage needed and type of insurance to opt for to avoid any problems in the future.