How to Check Car Insurance by Vehicle Number in India

Whether you’ve misplaced your car insurance papers or you’re buying a second-hand car, it’s important to verify the insurance status. Luckily, in India, you can now check car insurance details using just your vehicle number, thanks to digital portals like Parivahan and IIB.

✅ Why Check Car Insurance details ?

There are several reasons to verify insurance using a vehicle number:

• Lost or forgotten policy documents

• Verifying insurance status before renewal

• Checking insurance of a second-hand car

• Confirming third-party coverage before driving

• Avoiding penalties and legal issues

🔍 Methods to Check Car Insurance by Vehicle Number in India

1. Via Parivahan Sewa Portal (VAHAN)

The official government website makes it easy to check car insurance status by vehicle number.

Steps:

1. Go to https://vahan.parivahan.gov.in

2. Click on “Know Your Vehicle Details”

3. Enter your vehicle registration number (e.g., MH12AB1234)

4. Complete OTP verification

5. View details like:

   • Car insurance status

   • Policy expiry date

   • Insurance company name

   • Vehicle registration info

2. Using the IIB Portal (Insurance Information Bureau)

IIB collects insurance data from all insurers across India.

Steps:

1. Visit https://iib.gov.in

2. Go to “V-Seva” (Vehicle Insurance Status Check)

3. Enter your:

   • Vehicle number

   • Email ID

   • Mobile number

   • Captcha code

4. View your car insurance details (if available in IIB records)

🔔 Note: IIB shows data only for vehicles insured after April 2010 and may not reflect recent updates instantly.

3. Via Your Insurance Provider’s Website or App

If you know your insurer, checking your policy is simple:

• Go to your insurer’s website or mobile app

• Look for “Renew Policy” or “Check Policy Status”

• Enter your vehicle number or mobile number

• Access or download your policy instantly

Some top insurers:

• HDFC ERGO

• ICICI Lombard

• Bajaj Allianz

• Digit Insurance

• SBI General

• Reliance General

• TATA AIG

💡 Benefits of Checking Car Insurance by Vehicle Number

• 100% paperless and instant

• Ensures you’re driving a legally insured vehicle

• Helps avoid traffic fines and legal complications

• Makes insurance renewal easier

• Useful when buying/selling used cars

FAQs